Manage risk

Protect Your Business from Risk with Company Credit Monitoring & Checking

Every client presents a potential financial risk to your business, and top-level information on the financial condition of prospects and customers is not enough to work with.

£4bn of bad debt is written off by UK companies every year, causing thousands to become insolvent. Avoiding financial risk should be a priority for all businesses to prevent insolvency, debt and reduce losses. Part of this is ensuring your teams have access to fast, accurate financial information in order to make crucial business decisions and take action where necessary.

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Hubspot Integrations - Integrate our credit reports into your Hubspot CRM.

The UK’s Number 1 Insolvency, Risk & Fraud Database

13+ million businesses
Over 9000 users UK wide
24/7 financial scoring
Up-to 120,000 updates per day

Over 9,000 UK businesses trust in Red Flag Alert including…

barclays logo begbies logo british gas logo santander logo
Real-time data

Helping Your Business with Comprehensive, Real-Time Financial Information

Red Flag Alert help your business minimise risk by providing detailing financial health data on your clients. The RFA algorithm collates billions of financial data points to help ensure accurate predictions and provide real-time data on businesses across the UK.

Red Flag Alert are a leading UK supplier of credit scoring and decisioning systems, using internationally recognised analysis methods combined with our own algorithm designed by insolvency experts to produce real-time financial health scorecards for over 13 million UK businesses.

Our proprietary creditor services data source gives you valuable in-depth insights into company finances, giving you a clear picture of their financial help and assisting you in setting the right credit terms and take action where necessary to protect your business interests against financially unstable or corrupt organisations.

How do we help you protect yourself against risk?

Detailed financial health ratings

We allocate every business a financial health rating that accurately predicts insolvency. Our clients use this to monitor their clients, set credit limits and ensure onboarding is smooth.

Unique expert insight

Our experts are always adding new data points, looking at every angle from accounting period changes to bad debt exposure; anything that gives us an insight into what’s really happening in a business.

Efficient onboarding

Make quick risk assessments in your onboarding process, avoid companies that don’t meet your criteria and set appropriate credit limits for those that do.

Real-time monitoring

Our data points are updated daily so you can monitor businesses and be alerted the moment any change happens to their financial health. This early warning system means you can proactively manage risk.

Real-time business events

Client Management Through Risk Control

Red Flag Alert helps businesses proactively protect their assets, providing real-time information on:

• New CCJ data

• Gazette - Unadvertised petition to wind up

• Gazette - Winding up order

• Gazette - Striking off application

• Business health rating change (via our unique health rating algorithm)

• Current directors and changes in key appointments

• Individual directors’ other business interests

• Business assets and turnover

• New mortgage data

Red Flag Alert provides all this data and more to create events to drive daily, weekly or monthly alerts direct to your inbox as an email or CSV.

Focus on prospects who will pay

Our financial health rating system is one of the most detailed on the market, providing an end-to-end financial health tool using 142 separate indicators of the financial health of a business. Our company search function allows you to search for companies using over 100+ filters including their financial health score.

Review company credit information and assess their viability as a client using our assessment tool. Check company financial information and determine their rating using our unique system.

Get started for free

Unique financial scoring that predicts insolvency

Gold

A good history of filing compliance, with ideal levels of gearing, optimal liquidity, and favourable trends. Very low risk and open credit is recommended.

Gold Rating UK Snapshot

East of England

178

Northern Ireland

37

Wales

86

Scotland

149

Midlands

358

North East

45

North West

249

Yorkshire

168

South East

506

London

548

South West

214

Silver

Companies will be stable with healthy financials and a full history of filing compliance. Gearing and liquidity will be reasonable. Low risk and open credit is recommended.

Gold Rating UK Snapshot

East of England

127

Northern Ireland

21

Wales

57

Scotland

90

Midlands

244

North East

36

North West

162

Yorkshire

129

South East

303

London

464

South West

111

Bronze

Companies may be new with no detrimental information, or where financial data is available, it may not be ideal. Fair trade risk and open credit is recommended.

Bronze Rating UK Snapshot

East of England

554

Northern Ireland

126

Wales

275

Scotland

561

Midlands

1314

North East

174

North West

973

Yorkshire

494

South East

1414

London

3021

South West

538

Amber

Companies are newly incorporated or have only passed the lower threshold of the credit score algorithms, and display some financial, payment or filing characteristics that make them an elevated risk. Moderate risk and open credit is only recommended with caution.

Amber Rating UK Snapshot

East of England

622

Northern Ireland

120

Wales

276

Scotland

521

Midlands

1412

North East

186

North West

1101

Yorkshire

654

South East

1539

London

3837

South West

552

1 Red Flag

Companies are in the weakest 20% in their size category and display risk factors that might include a deteriorating financial position, sub-optimal gearing or liquidity, and the possible presence of recent or significant legal notices. The risk is elevated, and suppliers should seek suitable assurances or guarantees.

1 Red Flag Rating UK Snapshot

East of England

247

Northern Ireland

48

Wales

126

Scotland

183

Midlands

544

North East

79

North West

436

Yorkshire

221

South East

650

London

1512

South West

247

2 Red Flags

All the negative characteristics of a business with 1 red flag, plus additional significant risk factors, such as a county court judgement. Very high risk and guarantees advised.

2 Red Flags Rating UK Snapshot

East of England

16

Northern Ireland

5

Wales

8

Scotland

10

Midlands

36

North East

6

North West

28

Yorkshire

15

South East

43

London

53

South West

21

3 Red Flags

All the negative characteristics of a business with 2 red flags, but the situation is so dire that immediate insolvency is probable. 56% of companies with three red flags will cease to trade within seven days. Very high risk and guarantees advised.

3 Red Flags Rating UK Snapshot

East of England

3

Northern Ireland

Wales

3

Scotland

1

Midlands

14

North East

2

North West

11

Yorkshire

10

South East

10

London

17

South West

9

Take action to protect your business by getting started with Red Flag Alert, today.

· Access to the platform and all our risk management tools
· Discover company search to assess risk of clients and prospects
· Make use of company credit monitoring and set up alerts
· Ongoing support for queries during the trial period

Request Trial
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