Every client can present a potential financial risk to your business, and top-level information on the financial condition of prospects and customers is not enough to work with. However, using Red Flag Alert, your business can take proactive steps to manage risk and take action where necessary. Red Flag Alert is powered by an algorithm that evolved over decades to provide health ratings that are highly specific to each business. Billions of data points have been collated, and these vast datasets power the algorithm to make accurate predictions on business failures. Get a demo to discover all the business intelligence we can provide, today.
Monitor any UK Company
Financial data changes every day. Place your customers or prospects on monitor to be alerted as soon as soon as something changes so you can stay ahead of the game. Use portfolio management to choose what you want to be alerted on, and which companies you want to be monitor.
Company Credit Profiling
See a full credit profile of your customers or prospects to assess the risk they may pose to your business.
Easy to Use
Understanding business financials doesn't need to be complicated. Our online software and dashboard make it easy to understand key financials so you can make informed decisions.
Real-time Information
Our information updates in real-time meaning you have access to reliable, accurate data 24 hours a day, 7 days a week.
Credit Limit & Rating
You have the ability to see a company’s credit worthiness and their suggested credit limit.
Sophisticated financial scoring
Our unique insolvency scoring uses 142 separate indicators to determine the financial health of a business including new CCJ data, gazette notices to director information, with all our data updated in real-time.
Our scorecard provides a rating for each company, with gold, silver, bronze and amber for healthy businesses and one, two and three red flags for companies at risk of insolvency.
Select the below ratings to see how UK Regions fare:
A good history of filing compliance, with ideal levels of gearing, optimal liquidity, and favourable trends. Very low risk and open credit is recommended.
East of England | Northern Ireland | Wales |
---|---|---|
178 | 37 | 86 |
Scotland | Midlands | North East |
---|---|---|
149 | 358 | 45 |
North West | Yorkshire | South East |
---|---|---|
249 | 168 | 506 |
London | South West | |
---|---|---|
548 | 214 |
Companies will be stable with healthy financials and a full history of filing compliance. Gearing and liquidity will be reasonable. Low risk and open credit is recommended.
East of England | Northern Ireland | Wales |
---|---|---|
127 | 21 | 57 |
Scotland | Midlands | North East |
---|---|---|
90 | 244 | 36 |
North West | Yorkshire | South East |
---|---|---|
162 | 129 | 303 |
London | South West | |
---|---|---|
464 | 111 |
Companies may be new with no detrimental information, or where financial data is available, it may not be ideal. Fair trade risk and open credit is recommended.
East of England | Northern Ireland | Wales |
---|---|---|
554 | 126 | 275 |
Scotland | Midlands | North East |
---|---|---|
561 | 1314 | 174 |
North West | Yorkshire | South East |
---|---|---|
973 | 494 | 1414 |
London | South West | |
---|---|---|
3021 | 538 |
Companies are newly incorporated or have only passed the lower threshold of the credit score algorithms, and display some financial, payment or filing characteristics that make them an elevated risk. Moderate risk and open credit is only recommended with caution.
East of England | Northern Ireland | Wales |
---|---|---|
622 | 120 | 276 |
Scotland | Midlands | North East |
---|---|---|
521 | 1412 | 186 |
North West | Yorkshire | South East |
---|---|---|
1101 | 654 | 1539 |
London | South West | |
---|---|---|
3837 | 552 |
Companies are in the weakest 20% in their size category and display risk factors that might include a deteriorating financial position, sub-optimal gearing or liquidity, and the possible presence of recent or significant legal notices. The risk is elevated, and suppliers should seek suitable assurances or guarantees.
East of England | Northern Ireland | Wales |
---|---|---|
247 | 48 | 126 |
Scotland | Midlands | North East |
---|---|---|
183 | 544 | 79 |
North West | Yorkshire | South East |
---|---|---|
436 | 221 | 650 |
London | South West | |
---|---|---|
1512 | 247 |
All the negative characteristics of a business with 1 red flag, plus additional significant risk factors, such as a county court judgement. Very high risk and guarantees advised.
East of England | Northern Ireland | Wales |
---|---|---|
16 | 5 | 8 |
Scotland | Midlands | North East |
---|---|---|
10 | 36 | 6 |
North West | Yorkshire | South East |
---|---|---|
28 | 15 | 43 |
London | South West | |
---|---|---|
53 | 21 |
All the negative characteristics of a business with 2 red flags, but the situation is so dire that immediate insolvency is probable. 56% of companies with three red flags will cease to trade within seven days. Very high risk and guarantees advised.
East of England | Northern Ireland | Wales |
---|---|---|
3 | 0 | 3 |
Scotland | Midlands | North East |
---|---|---|
1 | 14 | 2 |
North West | Yorkshire | South East |
---|---|---|
11 | 10 | 10 |
London | South West | |
---|---|---|
17 | 9 |
We allocate every business a financial health rating that accurately predicts insolvency. Our clients use this to monitor their clients, set credit limits and ensure onboarding is smooth.
Our experts are always adding new data points, looking at every angle from accounting period changes to bad debt exposure; anything that gives us an insight into what’s really happening in a business.
Make quick risk assessments in your onboarding process, avoid companies that don’t meet your criteria and set appropriate credit limits for those that do.
Our data points are updated daily so you can monitor businesses and be alerted the moment any change happens to their financial health. This early warning system means you can proactively manage risk.
Of course! We would love to give you a demonstration of our products. Contact one of our team on 0344 412 6699 or via one of our contact form.
All our plans are 12 months contract. You can pay monthly or benefit from a discount by paying for the annual cost in total.
We have over 144 different financial data points that we collect to create a unqiue and comprehensive credit file against a company. This includes not only a suggest credit limit but also a prediction of insolvency using our AI and proprietary datasets.
We have over 10 million key decision makers in our data atmosphere giving us the ability to provide you in-depth and up to date contact details for your leads. Start your free trial to see for yourself.
Yes all our data meets GDPR regulations. If you would like more information please contact one of our team.