Gold Rated Companies Explained
A good history of filing compliance, with ideal levels of gearing, optimal liquidity, and favourable trends. Very low risk and open credit is recommended.
UK Regions with Gold Rated Companies:
East of England |
Northern Ireland |
Wales |
178 |
37 |
86 |
Scotland |
Midlands |
North East |
149 |
358 |
45 |
North West |
Yorkshire |
South East |
249 |
168 |
506 |
London |
South West |
|
548 |
214 |
|
Silver Rated Companies Explained
Companies will be stable with healthy financials and a full history of filing compliance. Gearing and liquidity will be reasonable. Low risk and open credit is recommended.
UK Regions with Silver Rated Companies:
East of England |
Northern Ireland |
Wales |
127 |
21 |
57 |
Scotland |
Midlands |
North East |
90 |
244 |
36 |
North West |
Yorkshire |
South East |
162 |
129 |
303 |
London |
South West |
|
464 |
111 |
|
Bronze Rated Companies Explained
Companies may be new with no detrimental information, or where financial data is available, it may not be ideal. Fair trade risk and open credit is recommended.
UK Regions with Bronze Rated Companies:
East of England |
Northern Ireland |
Wales |
554 |
126 |
275 |
Scotland |
Midlands |
North East |
561 |
1314 |
174 |
North West |
Yorkshire |
South East |
973 |
494 |
1414 |
London |
South West |
|
3021 |
538 |
|
Amber Rated Companies Explained
Companies are newly incorporated or have only passed the lower threshold of the credit score algorithms, and display some financial, payment or filing characteristics that make them an elevated risk. Moderate risk and open credit is only recommended with caution.
UK Regions with Amber Rated Companies:
East of England |
Northern Ireland |
Wales |
622 |
120 |
276 |
Scotland |
Midlands |
North East |
521 |
1412 |
186 |
North West |
Yorkshire |
South East |
1101 |
654 |
1539 |
London |
South West |
|
3837 |
552 |
|
1 Red Flag Alert Rated Companies Explained
Companies are in the weakest 20% in their size category and display risk factors that might include a deteriorating financial position, sub-optimal gearing or liquidity, and the possible presence of recent or significant legal notices. The risk is elevated, and suppliers should seek suitable assurances or guarantees.
UK Regions with 1 Red Flag Alert Rated Companies:
East of England |
Northern Ireland |
Wales |
247 |
48 |
126 |
Scotland |
Midlands |
North East |
183 |
544 |
79 |
North West |
Yorkshire |
South East |
436 |
221 |
650 |
London |
South West |
|
1512 |
247 |
|
2 Red Flag Alert Rated Companies Explained
All the negative characteristics of a business with 1 red flag, plus additional significant risk factors, such as a county court judgement. Very high risk and guarantees advised.
UK Regions with 2 Red Flag Alert Rated Companies:
East of England |
Northern Ireland |
Wales |
16 |
5 |
8 |
Scotland |
Midlands |
North East |
10 |
36 |
6 |
North West |
Yorkshire |
South East |
28 |
15 |
43 |
3 Red Flag Alerts Rated Companies Explained
All the negative characteristics of a business with 2 red flags, but the situation is so dire that immediate insolvency is probable. 56% of companies with three red flags will cease to trade within seven days. Very high risk and guarantees advised.
UK Regions with 3 Red Flag Alert Rated Companies:
East of England |
Northern Ireland |
Wales |
3 |
0 |
3 |
Scotland |
Midlands |
North East |
1 |
14 |
2 |
North West |
Yorkshire |
South East |
11 |
10 |
10 |