Red Flag Alert provides all this data and more to create events to drive daily, weekly or monthly alerts direct to your inbox as an email or CSV.
Uncover data on businesses in a few clicks
With a diverse & unique range of datapoints on UK businesses, the RFA platform uses various sources to enable its users to run UK and global credit checks.
And much more...
million businesses
global users
updates per day
years' experience in business intelligence
In just a few clicks get a complete understanding of the financial health of a business and their risk.
Visualisations that enable you to gain an understanding of when and why a business has its rating. Access the entire business' financial history to see what effect events have had.
With insolvent debt predicted to rise from £4 billion to £16 billion over the next 24 months it is a vital datapoint in health of a business.
Uncover the bad debt of the businesses you work with. Understand the proportion of debt over a value and when it occurred.
Red Flag Alert help your business minimise risk by providing detailing financial health data on your clients. The RFA algorithm collates billions of financial data points to help ensure accurate predictions and provide real-time data on businesses across the UK.
Red Flag Alert are a leading UK supplier of credit scoring and decisioning systems, using internationally recognised analysis methods combined with our own algorithm designed by insolvency experts to produce real-time financial health scorecards for over 15 million UK businesses.
Our proprietary creditor services data source gives you valuable in-depth insights into company finances, giving you a clear picture of their financial help and assisting you in setting the right credit terms and take action where necessary to protect your business interests against financially unstable or corrupt organisations.
Understand a company’s performance by examining its financials in order to arrive at a decision or recommendation.
Determine its creditworthiness, profitability and ability to generate income, but also provide an in-depth look at how well it operates internally.
See the business events that have led to changes in its health.
Respond quickly to events that happen in the businesses you work with. Understand what impact they have on health and credit limits.
We allocate every business a financial health rating that accurately predicts insolvency. Our clients use this to monitor their clients, set credit limits and ensure onboarding is smooth.
Our experts are always adding new data points, looking at every angle from accounting period changes to bad debt exposure; anything that gives us an insight into what’s really happening in a business.
Make quick risk assessments in your onboarding process, avoid companies that don’t meet your criteria and set appropriate credit limits for those that do.
Our data points are updated daily so you can monitor businesses and be alerted the moment any change happens to their financial health. This early warning system means you can proactively manage risk.
Red Flag Alert helps businesses proactively protect their assets, providing real-time information on:
Red Flag Alert provides all this data and more to create events to drive daily, weekly or monthly alerts direct to your inbox as an email or CSV.
Our Global data source gives you valuable in-depth insights into company finances, giving you a clear picture of their financial health.
Assisting you in setting the right credit terms and acting where necessary in order to protect your business against financially unstable or corrupt organisations.
Our financial health rating system is one of the most detailed on the market, providing an end-to-end financial health tool using 142 separate indicators of the financial health of a business. Our company search function allows you to search for companies using over 100+ filters including their financial health score.
Review company credit information and assess their viability as a client using our assessment tool. Check company financial information and determine their rating using our unique system.
We love working closely with all our customers, helping them integrate and use data in their businesses. Hear what some of them say.
"We were looking for a partner to enhance the data offering to our clients, and Red Flag Alert have done just that. They understood our business, our culture, and our aspirations for the future. We’ve seen some great feedback on our integration, and we are very happy with both the solution and team at Red Flag Alert."
"We use the search tool to identify businesses in specific geographic areas, with the right number of staff, the right turnover, and a low risk of non-payment. Now we have experienced the benefits of Red Flag Alert, we could not be without it."
"From a business development perspective, our brokers are benefiting greatly from the additional information that Red Flag Alert supplies – we’re able to zero in on ideal prospects and build effective marketing lists."
Our scorecard provides a rating for each company, with gold, silver, bronze and amber for healthy businesses and one, two and three red flags for companies at risk of insolvency.
Select the below ratings to see how UK Regions fare:
A good history of filing compliance, with ideal levels of gearing, optimal liquidity, and favourable trends. Very low risk and open credit is recommended.
East of England | Northern Ireland | Wales |
---|---|---|
178 | 37 | 86 |
Scotland | Midlands | North East |
---|---|---|
149 | 358 | 45 |
North West | Yorkshire | South East |
---|---|---|
249 | 168 | 506 |
London | South West | |
---|---|---|
548 | 214 |
Companies will be stable with healthy financials and a full history of filing compliance. Gearing and liquidity will be reasonable. Low risk and open credit is recommended.
East of England | Northern Ireland | Wales |
---|---|---|
127 | 21 | 57 |
Scotland | Midlands | North East |
---|---|---|
90 | 244 | 36 |
North West | Yorkshire | South East |
---|---|---|
162 | 129 | 303 |
London | South West | |
---|---|---|
464 | 111 |
Companies may be new with no detrimental information, or where financial data is available, it may not be ideal. Fair trade risk and open credit is recommended.
East of England | Northern Ireland | Wales |
---|---|---|
554 | 126 | 275 |
Scotland | Midlands | North East |
---|---|---|
561 | 1314 | 174 |
North West | Yorkshire | South East |
---|---|---|
973 | 494 | 1414 |
London | South West | |
---|---|---|
3021 | 538 |
Companies are newly incorporated or have only passed the lower threshold of the credit score algorithms, and display some financial, payment or filing characteristics that make them an elevated risk. Moderate risk and open credit is only recommended with caution.
East of England | Northern Ireland | Wales |
---|---|---|
622 | 120 | 276 |
Scotland | Midlands | North East |
---|---|---|
521 | 1412 | 186 |
North West | Yorkshire | South East |
---|---|---|
1101 | 654 | 1539 |
London | South West | |
---|---|---|
3837 | 552 |
Companies are in the weakest 20% in their size category and display risk factors that might include a deteriorating financial position, sub-optimal gearing or liquidity, and the possible presence of recent or significant legal notices. The risk is elevated, and suppliers should seek suitable assurances or guarantees.
East of England | Northern Ireland | Wales |
---|---|---|
247 | 48 | 126 |
Scotland | Midlands | North East |
---|---|---|
183 | 544 | 79 |
North West | Yorkshire | South East |
---|---|---|
436 | 221 | 650 |
London | South West | |
---|---|---|
1512 | 247 |
All the negative characteristics of a business with 1 red flag, plus additional significant risk factors, such as a county court judgement. Very high risk and guarantees advised.
East of England | Northern Ireland | Wales |
---|---|---|
16 | 5 | 8 |
Scotland | Midlands | North East |
---|---|---|
10 | 36 | 6 |
North West | Yorkshire | South East |
---|---|---|
28 | 15 | 43 |
London | South West | |
---|---|---|
53 | 21 |
All the negative characteristics of a business with 2 red flags, but the situation is so dire that immediate insolvency is probable. 56% of companies with three red flags will cease to trade within seven days. Very high risk and guarantees advised.
East of England | Northern Ireland | Wales |
---|---|---|
3 | 0 | 3 |
Scotland | Midlands | North East |
---|---|---|
1 | 14 | 2 |
North West | Yorkshire | South East |
---|---|---|
11 | 10 | 10 |
London | South West | |
---|---|---|
17 | 9 |
Topics covering Sales and Marketing, Risk Management, Data, AML and Compliance, and more