Red Flag Alert provides all this data and more to create events to drive daily, weekly or monthly alerts direct to your inbox as an email or CSV.
Over 1,000 UK businesses trust in Red Flag Alert including…
REAL-TIME DATA
Helping your business with comprehensive, real-rime financial information
Red Flag Alert help your business minimise risk by providing detailing financial health data on your clients. The RFA algorithm collates billions of financial data points to help ensure accurate predictions and provide real-time data on businesses across the UK.
Red Flag Alert are a leading UK supplier of credit scoring and decisioning systems, using internationally recognised analysis methods combined with our own algorithm designed by insolvency experts to produce real-time financial health scorecards for over 15 million UK businesses.
Our proprietary creditor services data source gives you valuable in-depth insights into company finances, giving you a clear picture of their financial help and assisting you in setting the right credit terms and take action where necessary to protect your business interests against financially unstable or corrupt organisations.
How do we help you protect yourself against risk?
Detailed financial health ratings
We allocate every business a financial health rating that accurately predicts insolvency. Our clients use this to monitor their clients, set credit limits and ensure onboarding is smooth.
Unique expert insight
Our experts are always adding new data points, looking at every angle from accounting period changes to bad debt exposure; anything that gives us an insight into what’s really happening in a business.
Efficient onboarding
Make quick risk assessments in your onboarding process, avoid companies that don’t meet your criteria and set appropriate credit limits for those that do.
Real-time monitoring
Our data points are updated daily so you can monitor businesses and be alerted the moment any change happens to their financial health. This early warning system means you can proactively manage risk.
Interactive Insolvency Chart
Free Tool - Insolvency Scorecard for UK Regions
Our scorecard provides a rating for each company, with gold, silver, bronze and amber for healthy businesses and one, two and three red flags for companies at risk of insolvency.
Select the below ratings to see how UK Regions fare:
Gold Rated Companies Explained
A good history of filing compliance, with ideal levels of gearing, optimal liquidity, and favourable trends. Very low risk and open credit is recommended.
UK Regions with Gold Rated Companies:
| East of England | Northern Ireland | Wales |
|---|---|---|
| 178 | 37 | 86 |
| Scotland | Midlands | North East |
|---|---|---|
| 149 | 358 | 45 |
| North West | Yorkshire | South East |
|---|---|---|
| 249 | 168 | 506 |
| London | South West | |
|---|---|---|
| 548 | 214 |
Silver Rated Companies Explained
Companies will be stable with healthy financials and a full history of filing compliance. Gearing and liquidity will be reasonable. Low risk and open credit is recommended.
UK Regions with Silver Rated Companies:
| East of England | Northern Ireland | Wales |
|---|---|---|
| 127 | 21 | 57 |
| Scotland | Midlands | North East |
|---|---|---|
| 90 | 244 | 36 |
| North West | Yorkshire | South East |
|---|---|---|
| 162 | 129 | 303 |
| London | South West | |
|---|---|---|
| 464 | 111 |
Bronze Rated Companies Explained
Companies may be new with no detrimental information, or where financial data is available, it may not be ideal. Fair trade risk and open credit is recommended.
UK Regions with Bronze Rated Companies:
| East of England | Northern Ireland | Wales |
|---|---|---|
| 554 | 126 | 275 |
| Scotland | Midlands | North East |
|---|---|---|
| 561 | 1314 | 174 |
| North West | Yorkshire | South East |
|---|---|---|
| 973 | 494 | 1414 |
| London | South West | |
|---|---|---|
| 3021 | 538 |
Amber Rated Companies Explained
Companies are newly incorporated or have only passed the lower threshold of the credit score algorithms, and display some financial, payment or filing characteristics that make them an elevated risk. Moderate risk and open credit is only recommended with caution.
UK Regions with Amber Rated Companies:
| East of England | Northern Ireland | Wales |
|---|---|---|
| 622 | 120 | 276 |
| Scotland | Midlands | North East |
|---|---|---|
| 521 | 1412 | 186 |
| North West | Yorkshire | South East |
|---|---|---|
| 1101 | 654 | 1539 |
| London | South West | |
|---|---|---|
| 3837 | 552 |
1 Red Flag Alert Rated Companies Explained
Companies are in the weakest 20% in their size category and display risk factors that might include a deteriorating financial position, sub-optimal gearing or liquidity, and the possible presence of recent or significant legal notices. The risk is elevated, and suppliers should seek suitable assurances or guarantees.
UK Regions with 1 Red Flag Alert Rated Companies:
| East of England | Northern Ireland | Wales |
|---|---|---|
| 247 | 48 | 126 |
| Scotland | Midlands | North East |
|---|---|---|
| 183 | 544 | 79 |
| North West | Yorkshire | South East |
|---|---|---|
| 436 | 221 | 650 |
| London | South West | |
|---|---|---|
| 1512 | 247 |
2 Red Flag Alert Rated Companies Explained
All the negative characteristics of a business with 1 red flag, plus additional significant risk factors, such as a county court judgement. Very high risk and guarantees advised.
UK Regions with 2 Red Flag Alert Rated Companies:
| East of England | Northern Ireland | Wales |
|---|---|---|
| 16 | 5 | 8 |
| Scotland | Midlands | North East |
|---|---|---|
| 10 | 36 | 6 |
| North West | Yorkshire | South East |
|---|---|---|
| 28 | 15 | 43 |
| London | South West | |
|---|---|---|
| 53 | 21 |
3 Red Flag Alerts Rated Companies Explained
All the negative characteristics of a business with 2 red flags, but the situation is so dire that immediate insolvency is probable. 56% of companies with three red flags will cease to trade within seven days. Very high risk and guarantees advised.
UK Regions with 3 Red Flag Alert Rated Companies:
| East of England | Northern Ireland | Wales |
|---|---|---|
| 3 | 0 | 3 |
| Scotland | Midlands | North East |
|---|---|---|
| 1 | 14 | 2 |
| North West | Yorkshire | South East |
|---|---|---|
| 11 | 10 | 10 |
| London | South West | |
|---|---|---|
| 17 | 9 |
Knowledge Base
Topics covering Sales and Marketing, Risk Management, Data, AML and Compliance, and more
