Data

B2B sales are notorious for long sales cycles, opaque decision-making processes and a lot of running up blind alleys.

Loan stacking is a big problem for alternative lenders (the likes of Funding Circle or Zopa) and means businesses are taking out multiple loans without needing to provide security.

A quick guide to help you understand beneficial ownership and how good data helps meet relevant regulations.

Powerleague looks set to become the latest well-known brand to launch a CVA (Company Voluntary Arrangement) to help secure a long-term future. The CVA will seek to secure concessions from creditors, in particular landlords, and will reportedly result in over 100 job losses and the closure of 13 venues.

Up until recently the only realistic options for a short-term business loan were banks, credit cards, family or friends and loan sharks. Since 2008, banks’ appetite for loaning to businesses has been low.

Measuring productivity is a complex problem. This is nothing new, but the problem has reached new heights in the knowledge economy where output is harder to measure. A hundred years ago you could more easily see how many cars a factory had produced or how much wheat had been harvested. It is a lot harder to determine how efficient an HR manager is or why a sales team is performing badly – there are infinite variables.

In an age where the average person spends 24 hours per week looking at their phone, we have encountered a new and unique problem – we have too much data. And 90% of all the data ever generated was created in the last two years.

Almost half a million businesses started 2018 in significant financial distress, and potentially 2018 looks set to be another challenging year for the UK economy. In Q1 2018, 32,000 CCJs were issued against British businesses – up 7% from 2017.